Thursday, July 31, 2014

Mexico, China plan railroad link to NM border

abqjournal.com
bbestmexA Chinese development company has inked plans to build a railroad linking Mexico’s Pacific coast with an industrial hub just south of New Mexico’s Santa Teresa port of entry, according to the newspaper El Diario de Chihuahua.
The newspaper reports that Chihuahua Gov. César Duarte signed an agreement on Wednesday with developer China Hyway Group Ltd., the China Development Bank and other investors to construct the rail line between Nayarit state on Mexico’s west coast and San Jerónimo, an industrial development at the western edge of Ciudad Juárez.
San Jerónimo is home to the Taiwanese electronics manufacturer Foxconn and is expected to become the sprawling border city’s next area of expansion.
Just north of San Jerónimo lies New Mexico’s fast-growing industrial enclave of Santa Teresa, where Union Pacific recently opened a major rail yard and terminal.
Duarte, who announced the deal alongside Nayarit Gov. Roberto Sandoval in Beijing, said the project will spur development at the San Jerónimo-Santa Teresa port of entry.
Work is expected to begin by year end, according to the report.

Consulate General of Mexico, CONACULTA, and Yerba Buena Center for the Arts present MEX I AM live it to believe it

theyucatantimes.com
MEX I AM: live it to believe it is the first festival of its kind in the San Francisco Bay Area, showcasing the best performing arts, culture, and ideas from Mexico.
This four-day multi-disciplinary festival features some of the best Mexican performers from various genres and traditions, as well as presentations from some of the brightest and most influential Mexicans in their fields of expertise around the world.
A night of classical performance featuring the finest of artists from Mexico.
The festival begins Thursday July 31st at 7:00 pm with a star-studded evening of classical music and dance with performances by ballerina Elisa Carrillo, soloist at the State Ballet of Berlin, and baritone Alfredo Daza of the State Opera of Berlin with pianist Ángel Rodríguez, followed by a cocktail reception.
Elisa Carrillo and Alfredo Daza
Elisa Carrillo and Alfredo Daza
Mexico is an inventive, entrepreneurial, and avant-garde country in the fields of science, art, and culture. 
This section of the festival is a symbolic display of that innovative spirit.
On Friday August 1st at 5:00 pm, the show features: Horacio Franco, the keyboard path; José Hernández, Stars harvest; Favianna Rodriguez, Transnationalism, Migration and Social Justice; Ranulfo Romo, Do we have freewill or are we only our neurons puppets?; Diana Gameros, Melodies of a long return; Rosario Marín conference, A leader between two worlds.
Later on, at 8:00 pm the four-time Grammy nominees Tambuco and internationally renowned jazz pianist Héctor Infanzón light up the night with their smooth sounds and fascinating rhythms.
Tambuco
Tambuco
On Saturday August 2nd, at YBCA Theater, performer Vicky Araico is Juana in a Million 
Actress, dancer, and performer Vicky Araico took first prize at the Edinburgh Fringe Festival in 2012 for her riveting solo performance Juana in a Million, about an undocumented immigrant’s quest to find a place to belong. Directed by Nir Paldi.
Music and Electronic Art
The 757-seat Yerba Buena Center for the Arts Theater is striking with its two-tier seating, dual-level lobbies, spacious stage, excellent sight lines and vast technical inventory; and at 8:00 pm Saturday night it will host Mexican artist Natalia Lafourcade.
Singer, composer, and two-time Latin Grammy award-winner Natalia Lafourcade brings her production Mujer Divina to the stage in a double bill with composer Murcof in collaboration with artist and software developer Simon Geilfus, for an eclectic and energetic evening of contemporary music from Mexico.
Natalia Lafourcade
Natalia Lafourcade
Gorgeous costumes and breathtaking formations keep coming, dance after dance…”
The MEX I AM festival closes on Sunday August with a spectacular performance by the world famous Ballet Folklórico de México de Amalia Hernández—a symbol of Mexican culture worldwide—performing traditional and modern dance as well as music.
Ballet Folklorico de Amalia Hernandez
Ballet Folklorico de Amalia Hernandez 

Pemex Forms Partnership with Mercuria, J.P. Morgan to Import U.S. Gas

laht.com
 

MEXICO CITY – State-owned oil giant Petroleos Mexicanos (Pemex) said it formed a “strategic alliance” with Switzerland’s Mercuria and U.S. financial titan J.P. Morgan to import natural gas from the United States.

“The strategy will be created by leveraging J.P. Morgan’s North American physical natural gas business, which is being acquired by Mercuria,” Pemex said in a statement.

J.P. Morgan Chase & Co. said in March that it planned to sell its physical commodities business to Mercuria Energy Group Ltd. for $3.5 billion, with the deal expected to close in the third quarter of 2014.

The partners expect to start operations in the fourth quarter of this year, with commencement of gas imports timed to begin with the opening of the Los Ramones pipeline, which crosses five Mexican states, Pemex said.

The state-owned oil giant said the alliance would “guarantee a reliable long-term supply of natural gas for Mexico at competitive prices” and strengthen its position in the regional natural gas markets.

The deal also lays the foundation for making inroads into other energy products and regions, Pemex said.

The alliance will become one of the five leading players in the North American natural gas market, “positioning itself strategically and maintaining an integrated vision for the gas markets in Mexico, the United States and Canada,” Pemex said.

Mexico imports about one-third of the natural gas it consumes despite having huge reserves of the clean-burning fuel.

The 2013 energy industry reforms, whose implementing legislation is being debated in Congress, call for natural gas production to rise from 5.7 billion cubic meters per day today to 8 billion cubic meters per day by 2018.

Production is expected to soar to 10.4 billion cubic meters per day in 2025, allowing Mexico to become a gas exporter.

Under 15 World Championship Baseball Begins Today in Maz

Mexico, in Group A, will face China Taipei, Italy, Brazil and Czechoslovakia.
Mexico, in Group A, will face China Taipei, Italy, Brazil and Czechoslovakia.
With the participation of 360 players from 18 countries representing five continents, the Under 15 World Championship Baseball tournament begins today simultaneously in Mazatlán, Culiacán and Los Mochis.
The Mazatlán official inauguration takes place today at 6:30pm at the Teodoro Mariscal baseball stadium. The tournament runs until August 10 with games being played at both the baseball stadium and Benito Juárez sports complex.
The under 15-year-olds are representing 18 countries from around the world: Mexico, China Taipei, Italy, Brazil, Czechoslovakia, Guatemala, United States, Japan, Panama, Germany, New Zealand, South Africa, Cuba, Venezuela, Australia, Argentina, Hong Kong and Lithuania.
Mexico, in Group A, will face China Taipei, Italy, Brazil and Czechoslovakia and are looking to improve their standing after losing to China Taipei in the 2012 games played in Chihuahua, finishing fourth in that tournament. The tournament was won by Venezuela, followed by Cuba in second and China Taepei in third.
Games begin today at the Teodoro Mariscal baseball stadium at 9am when New Zealand takes on Germany, followed by Japan vs South Africa at 4pm and Panama vs. the United States at 8:30pm. 
(from Noroeste)

Lifeguards Rescue Over 55 from Drowning

As the temperature in Mazatlán hovers around 36ºC with a heat index of over 50ºC, tourists have been flocking to beaches to escape the heat and humidity.
Commander of the municipal lifeguard squad, Sergio Cervantes Rodríguez, said daily visitors to the beaches range from 14,000 to 28,000 people and his squad has rescued 55 people from drowning so far during the summer vacation.
His main advice to beachgoers was to not enter the water when inebriated, making rescue attempts more complicated. Ten inebriated beachgoers who ignored lifeguards´ instructions were detained this month and, said the commander, held in cells until they were sober.
 (from Noroeste)

Expats who wish to work in Mexico, you must be aware of the new Mexican Immigration rules

theyucatantimes.com

If you own a business and want to hire foreigners or if you are a foreigner and wish to work in Mexico, it is important that you get familiar with the Mexican Immigration rules currently in force. Hiring foreigners in Mexico is totally legal under the Migration Act.
Until 2012 the General Population Act (Ley General de Migración), offered the possibility of changing immigration status to foreign tourists who wanted to work in Mexico. Since November 2012, however, the new Immigration Law sets different rules for hiring foreigners in Mexico.
The following is an overview of the new immigration rules:
1.- Every employer who wants to hire a foreigner must request a “Constancia de Inscripción de Empleador” (Certificate of Employer Registration) before the National Migration Insitute.
2.- The employer, by himself or through his or her legal representative, must request a “Visa por Oferta de Empleo” (Visa for Job Offering), from the National Migration Institute. This visa is totally independent from the foreigner’s required for traveling to Mexico. The visa for job offering must be granted by the National Migration Institute, but issued by the Consulate of Mexico abroad.
3.- If the contract period exceeds 180 days, the foreigner must apply for the exchange of the FMM form provided on arrival to Mexico, for a “Temporary Resident Card“, within 30 calendar days of entry into Mexico. This procedure can be handled at any office of delegation of the National Migration Institute in the state where he or she has established residence.
formas.migratorias1
A visa is not required for a job offer in the following cases:
a) For business people who are not employed directly by a company incorporated in Mexico and who travel to Mexico to attend work meetings, perform supervisory duties on behalf of a foreign company, or provide technical services under agreements to transfer technology or train staff on behalf of a foreign company. (In such cases the arrival to Mexico from abroad is documented with the FMM form, which will be marked by the immigration authorities as visitor status without permission to perform gainful activity, designating the option “business” as purpose of stay).
b) For a temporary visitor, there is a maximum stay of 180 days. Business people may enter Mexico without a visa if there is no visa requirement for their nationality. If a visa is required, it must be requested at any Consulate of Mexico abroad.
For information on immigration procedures and a list of the countries that require visa to enter Mexico, please refer to the page: www.inm.gob.mx
By Mónica López Medina
Local Delegate
Instituto Nacional de Migración
León, Gto. México

Mexico, quietly positioned itself as a Major Economic Force in the Long Term

theyucatantimes.com
 
Mexico’s increasing purchasing power, as well as key reforms passed by recently elected President Enrique Peña Nieto, have contributed to what economic experts at HSBC say may become the world’s eighth-biggest economy by 2050. While it hasn’t received the recent media attention of other emerging economies like Brazil or India, Mexico has quietly positioned itself to be a major economic force in the long term.
Manufacturing
One of the primary drivers of Mexico’s recent growth comes from the manufacturing sector. Merchandise goods rose three percent in 2013, a modest but encouraging gain, and one that is expected to improve over the remainder of 2014. Global economic recovery is expected to help Mexico continue its own improvement, especially in the appliances industry, which is expected to grow significantly in the near future. The Boston Consulting Groupexpressed substantial confidence in Mexico’s manufacturing, noting that manufacturing could add between $20 billion and $60 billion to Mexico’s economy through 2018.
Internationalization
Manufacturing has indeed picked up, due in large part to foreign companies setting up shop in Mexico. Much of the recent investment in Mexico’s manufacturing sector comes as a result of China’s rising wages, which have made many companies looking elsewhere for manufacturing options. China’s share of the American import market has also declined, and Mexico has rushed to claim it; their trade with the United States has grown to over $500 billion annually, a percent increase since 2010.
In October 2013 Chrysler announced they were investing $1.3 billion to open plants in Mexico, and Audi has also invested over $1 billion to build their luxury cars in San José Chiapa. Lower labor and energy costs and a business-friendly government have made Mexico an increasingly attractive place for outside businesses looking to restructure their production.
Exports
Mexico’s exportation market is growing, as well, driven largely by growing fields within the country. Information Communication Technology alone is expected to account for 13 percent of the increase in exports from 2017 to 2020. Likewise, increased spending in the country’s Research and Development sector will allow Mexico to service a broader international market. The United States and Canada are likely to remain two of the largest export destinations for the foreseeable future, but Chinese demand is increasing. China is expected to be Mexico’s second largest export market by 2030.
Mexico has also benefitted substantially from the North American Free Trade Agreement (NAFTA). Though it took time and patience to see NAFTA’s effects, Mexico now exports about $1 billion worth of goods per day, which is more than ten times what they were when the NAFTA was implemented in 1994. And NAFTA is hardly Mexico’s only free trade agreement. In fact, Mexico has 44 such agreements, more than both the United States and China combined.
Stock Market
In September 2012, Banco Santander ’s Mexican unit, Grupo Financiero Santander Mexico (SANMEXB) had Mexico’s largest IPO to date, totaling $4.3 billion—and public offerings have been announced at a breakneck pace ever since.
Meanwhile, Mexico’s private equity sector has grown 50 percent since 2000, totaling $14.6 billion in 2012. Mexico’s stock market isn’t currently as robust as those in some emerging markets, but that may change in the near future.
Diversification
Mexico’s forays into diversification has only solidified its status as a growing economic power, particularly with its pension funds. New demand for pension funds has played a key role in Mexico’s surging stock market, and the flurry of IPOs announced last fall was prompted largely by pension funds that are growing more confident about buying individual stocks.
These pension funds have experienced a surge since regulators under Peña Nieto’s leadership first allowed them to invest in Mexico IPOs last year. Mexico has 12 funds—known as Afores—that combine nearly $150 billion in assets. Last fall, pension fund regulator Consar gave the Afores permission to invest in infrastructure and real estate trusts in the U.S., presenting more options to help Mexico diversify.
Bonds are also contributing to Mexico’s increasingly diversified economy. In February, Moody’s granted Mexico its first-ever A3 rating for its government bonds, an expression of confidence the market has in Mexico’s reforms. Mexico responded by offering their first 100-year bonds in British pounds in March, raising $1.66 billion in the process.
President Peña Nieto has also introduced changes that eliminate state monopolies and quasi-monopolies, a move that may present new investment options in the coming years. If these changes are successful, Mexico’s bond market may continue to grow.
Credit
Credit and banking is admittedly a weak spot in Mexico. Millions of Mexican citizens operate outside the banking system, without savings accounts or debit cards. Mexico also has one of the lowest rates of commercial lending in Latin America, which has discouraged entrepreneurship and stunted its economic growth. But things could be looking up.
Last November, Mexico’s Congress approved the reform of 34 financial and banking laws in an attempt to strengthen banking regulations, enhance competition, and hopefully court many of Mexico’s underbanked citizens. Under these changes, banks will have better power to collect unpaid debt, a move designed to increase overall lending confidence. As a result, businesses looking for financing will find more options than before. Time will tell how the new laws will impact Mexico’s banking, but a stronger credit industry certainly has the potential to stimulate consumer spending and market growth.
These factors have driven Mexico’s push into the economic big leagues. How they will perform in the near future remains to be seen, but they’ve already succeeded in putting Mexico’s economy on a solid footing for the years to come.
by Daniel Broderick
Daniel Broderick is a freelancer who writes about current events, global markets, art and media. He lives in New York City.

Looking for Something to Do? Try Plazuela Zaragoza

Summer in the city and looking for something to do? Mazatlán’s family services (DIF) is offering week long activities at Zaragoza Park on Av. Zaragoza between Av. Guillermo Nelson and Av. 5 de Mayo in El Centro.
All of the following activities are sponsored by DIF with the exception of the Danzon on Thursday afternoons which is sponsored by the Felton Foundation.
Monday:
8:15am Cardio Aerobics (5 pesos)
6:30pm Cardio Aerobics (5 pesos)
Tuesday:
8:30am Yoga (5 pesos)
5:00pm Children’s Theater Workshop (free)
Wednesday:
8:15am Cardio Aerobics (5 pesos)
5:00pm Drawing and Painting workshop (5 pesos for materials)
6:30pm Cardio Aerobics (5 pesos)
Thursday:
8:00am Yoga (5 pesos)
5:00pm Danzon (7 pesos to rent a chair)
Friday:
8:00am Latin Rhythms Flamenco (exercise) (5 pesos)
5:00pm Stories and Legends (free)
Saturday:
8:00am-noon Organic Market (November thru May only)
5:00pm Chess league
Sunday:
5:00pm Musical afternoon (singers) (7 pesos to rent a chair)

Scientists Blow The Lid on Cancer and Sunscreen Myth

banderasnews.com

go to original
July 11, 2014
Researchers concluded that the conventional dogma, which advises avoiding the sun at all costs and slathering on sunscreen to minimize sun exposure, is doing more harm than actual good.

According to a June 2014 article featured in The Independent, a major study conducted by researchers at the Karolinska Institute in Sweden found that women who avoid sunbathing during the summer are twice as likely to die as those who sunbathe every day.
The epidemiological study followed 30,000 women for over 20 years and "showed that mortality was about double in women who avoided sun exposure compared to the highest exposure group."

Researchers concluded that the conventional dogma, which advises avoiding the sun at all costs and slathering on sunscreen to minimize sun exposure, is doing more harm than actual good. That's because overall sun avoidance combined with wearing sunscreen effectively blocks the body's ability to produce vitamin D3 from the sun's UVB rays, which is by far the best form of vitamin D.
In the USA, vitamin D deficiency is at epidemic levels. Ironically, vitamin D deficiency can lead to aggressive forms of skin cancer. A ground-breaking 2011 study published in Cancer Prevention Research suggests that optimal blood levels of vitamin D offers protection against sunburn and skin cancer.
Additionally, vitamin D protects the body from diseases like multiple sclerosis, rickets (in the young), tuberculosis, inflammatory bowel disease, type 1 diabetes, inflammatory bowel disease, rheumatoid arthritis, systemic lupus erythematosus and Sjogren's syndrome.
According to the Vitamin D Council, researchers at the University of Alabama at Birmingham recently reported that "lack of sun exposure may lead to cognitive decline over time."
A Dissident Dermatologist
Bernard Ackerman, MD, (deceased 2008) was one of the world's foremost authorities on the subject of skin cancer and the sun, sunscreens and melanoma skin cancer risks.
Below are Ackerman's views excerpted from an article in The New York Times (July 20, 2004), titled "I BEG TO DIFFER; A Dermatologist Who's Not Afraid to Sit on the Beach":
• The link between melanoma and sun exposure (dermatology's dogma) is unproven.
• There's no conclusive evidence that sunburns lead to cancer.
• There is no real proof that sunscreens protect against melanoma.
• There's no proof that increased exposure to the sun increases the risk of melanoma.
• A 2000 Swedish study concluded that higher rates of melanoma occurred in those who used sunscreen versus those who did not.
Sunscreens: Cancer-Causing Biohazards
Elizabeth Plourde, PhD, is a California-based scientist who authored the book Sunscreens – Biohazard: Treat as Hazardous Waste, which extensively documents the serious life-threatening dangers of sunscreens not only to people but to the environment as well.

Dr. Plourde provides proof that malignant melanoma and all other skin cancers increased significantly with ubiquitous sunscreen use over a 30-year period. She emphasizes that many sunscreens contain chemicals that are known carcinogens and endocrine-disrupting chemicals (EDC).
Environmentally, she notes: "In areas where there has been much exposure to ED (endocrine disrupting) chemicals, coral and other sea populations have died off and the prevalence of dual-sexed fish has risen."
Dr. Plourde's research on mice and sunscreen exposure also showed increases in both pup and maternal mortality as well as reproductive issues in subsequent generations.
Additionally, the book documents how sunscreen chemicals have polluted our water sources including oceans, rivers and municipal drinking water. Worse yet, testing revealed that 97% of Americans have sunscreen chemicals in their blood!
Dr. Plourde's book also has a chapter on the importance of vitamin D3 to health, and she posits that the widespread vitamin D3 deficiency is linked to overuse of sunscreen combined with sun avoidance in general.
Original Story

¿Comprar o rentar? Qué es mejor

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Tener una vivienda propia es el sueño de la mayoría de las personas. Esto no es sólo cuestión de estabilidad y estatus, también significa generar patrimonio, sin embargo no es igual de importante para todas las personas, ni le va bien a todos los estilos de vida. Veamos ambas caras de la moneda y rompamos mitos.
Por qué comprar
Todos hablan de las inversiones en terrenos o ladrillos, pero ¿por qué sí es buena inversión comprar bienes raíces?
Hay dos formas en las que una casa puede servir como inversión: que adquieras una vivienda que vas vivir con tu familia, o, invertir en un inmueble que vas a rentar –una casa o local comercial- que te permitirá tener un flujo de efectivo mes a mes.
El primer caso va generar tu patrimonio familiar a futuro, aunque te genere un gasto a corto plazo porque vas a pagar mensualidades de un crédito hipotecario, al final de un periodo tendrás una casa propia y habrás utilizado el crédito como complemento para un ahorro. Esta propiedad la vas a disfrutar –lo que también implica una dividendo- y, en el futuro, la podrías vender y obtener otra ganancia.
En el segundo caso, si estás más allá de crear patrimonio familiar, y buscas una inversión complementaria, entonces puedes invertir en propiedades que creen flujos por medio de rentas.
Una opción te genera una entrada de liquidez mensual, la otra te genera una inversión a largo plazo y ofrece seguridad.
Sin embargo, cuando decides comprar, lo primero es pensar por qué quieres una casa: sin duda lo primero que te mueve a tomar la decisión es la necesidad emocional y social de ser "propietario", pero cuidado, tener el capital también es importante.
Para la mayor parte de la población el sueño de tener su casa lleva como ancla una hipoteca a plazos que varían de 10 a 30 años, durante los que estarás amarrado con una deuda mensual de hasta 30% de tus ingresos netos.
Una buena señal para comprar casa es cuando ya puedes destinar la cuarta parte de tu salario neto, a pagar una hipoteca; cuando ya hiciste carrera en una empresa y no peligra tu empleo, o sientes que es momento de dar un paso adelante en el plano personal.
Así las cosas, el mero hecho de dejar de rentar o de vivir con algún familiar no siempre es una razón válida. Para muchos rentar es como tirar el dinero a la basura, pero pasa lo mismo con los primeros años de una hipoteca. Todo se va en intereses.
Aún no es tiempo de comprar si….
• Tus ahorros no alcanzan para el enganche de al menos 20%, los gastos de inicio (escrituración, apertura de crédito, avalúo), y un "colchón" para habilitación de espacios, adaptaciones y remodelaciones.
• No tienes capacidad de ahorro. Tus gastos fijos son muy altos (colegiaturas, seguros, rentas, impuestos), y comprometen tu presupuesto mensual.
• Tu nivel de endeudamiento es alto. Tienes deudas grandes a largo o mediano plazo (autos, muebles, electrónicos, viajes).
• Estás comenzando un negocio. Si encierras tu capital en una hipoteca, no tendrás liquidez para soportar la operación de tu empresa. Consolida y luego retomas lo de la casa.
• Tu nivel de ingresos es bajo para la hipoteca que necesitas.  Evalúa si puedes pagarla. Planea cómo aumentar tus ingresos o cambia de prospecto de casa.
• Tienes poco control sobre tus finanzas. Tu presupuesto es un desastre y casi nunca terminas la quincena como estaba planeada (o simplemente no la planeas).
• Hay problemas en tu matrimonio. No tienes la cabeza fría ni las cuentas claras.
• Tú y tu pareja planean tener un hijo este año. Los gastos de maternidad son altos y los hijos muy demandantes en todos sentidos. Espera a que nazca y estabilices tu presupuesto para retomar el asunto de la casa.
• Tienes planes de retomar la escuela o ya cursas algún posgrado.
• La empresa donde trabajas pasa un momento de inestabilidad. Pueden reducir horas o beneficios, o recortar personal.
• Tienes ganas (y planes serios) de viajar y conocer el mundo.
Cuándo deberías rentar
Aunque cada vez hay más solteros que buscan la independencia en unas escrituras, lo más común es que esa necesidad real llegue junto con el matrimonio y los hijos; por lo que una buena idea es dar este paso a través de una renta, pues esto te permitirá saber qué tan buen administrador de tus finanzas eres, antes de comprometerte con una hipoteca.
Por otro lado, si tu relación sentimental no atraviesa un buen momento y existe peligro de separación, una casa propia y una deuda a largo plazo pueden convertirse en un tema difícil de manejar tanto emocional como legalmente. Las depresiones y el estrés no son buenos consejeros.
Ahora bien, si tú y tu pareja son de espíritu libre y no les gusta echar raíces o les encanta viajar, comprar casa no tiene sentido y una hipoteca sería un lastre demasiado pesado. Otra posibilidad es que tu carrera profesional te exija periódicamente cambios de residencia, y rentar es tu mejor opción.
Las ventajas de rentar
1.- Vives feliz sin pagar predial, y otros impuestos y gastos relacionados con una casa. Tienes que cuidar el lugar, pero los problemas graves como cambiar el calentador, la instalación eléctrica o la herrería, son asunto del dueño.
2.- Tienes acceso a una casa mejor de la que podrías comprar. Las rentas son más baratas que las mensualidades.
3.- Brinda acceso a una mejor ubicación. Hay más casas en renta que en venta.
4.- Te da movilidad. Si algo no te gusta, puedes irte al terminar tu contrato. Un vecino, la zona, o la colonia; el mismo "depa" puede tener vicios ocultos. Si vives con tu pareja y no funciona, hay libertad para moverse.
5.- Si bajan tus ingresos puedes rescindir y buscar un sitio más barato.
6.- Si cambias de trabajo y el rumbo no te conviene, puedes moverte. Vivir cerca del trabajo brinda ahorros significativos.
7.- Tu trabajo requiere cambios de residencia periódicos.
8.- No tienes para comprar una casa en efectivo ni para dar un buen enganche que te permita contratar una hipoteca pagable. Puedes ahorrar la diferencia entre tu renta y lo que pagarías de hipoteca para luego comprar.
Hace algunos años, la regla era alquilar una casa en 1% de su valor. Así, una vivienda de $1,000,000 se rentaría en $10,000. La proporción es menor ahora, entre 0.5% y 0.7%. Viviendas de $3,000,000 se alquilan en cerca de $16,000.
Como ves, decidir comprar o rentar no sólo depende de los precios de las casas o si no te autorizaron un crédito hipotecario, también es necesario mirar tu momento de vida, saber si por ahora rentar soluciona tu necesidad de vivienda.
Comparte ésta liga: http://www.metroscubicos.com/shrt/0zvYDU

Wednesday, July 30, 2014

SENI Ready to Begin Construction of Tugboats for Pemex

Mazatlán’s Servicios Navales e Industriales S.A. de C.V. (SENI) is ready to begin construction of one of the seven ships to be built for Petróleos Mexicano. Maritima de Ecologia S.A. de C.V. (Marecsa) was awarded the other Mazatlán contract. Of the other five ships to be built in México for Pemex, four will be built in Veracruz and one in Coatzacalcos.

Mario Uribe, Director of SENI, said this is the first step to renewing the fleet of smaller ships for Pemex.
Uribe said that according to the agreement the ship will not be built entirely in the workshops of SENI, but it will only receive the material and assemble the parts, so that the initial expectations were not fulfilled. However, he noted that in just the first part of the project SENI has hired about 50 workers. That number of workers will increase as construction increases.

(from Noroeste)

Coca-Cola Installing Clean Water In Mexico's Schools


go to original
July 30, 2014
banderasnews.com
Fundacion Coca-Cola will spend $2 million installing drinking fountains that purify tap water at 741 public schools in Mexico - a country where its top-selling products are taxed in an effort to trim waistlines.



















The Mexican charity arm of Coca-Cola is making an effort to provide clean water to schoolchildren in Mexico, announcing plans to donate drinking fountains that purify tap water to 741 public schools.
Fundación Coca-Cola will spend $2 million, and has already installed 42 drinking fountains. "The fountains purify municipal water using sediment filters, activated carbon, and ultraviolet lamps, Fundación Coca-Cola said," according to a report by the soda giant.
Mexican water is notorious for its poor quality.
"Mexicans' mistrust of municipal tap water runs deep and many communities lack access to clean drinking water. This combination has helped make Mexico the Coca-Cola Co.'s second-biggest market in the world by volume of sales, and largest by per-capita sales.Mexico is also a top consumer per-capita of bottled water," the report said.
What is Coke's motivation for showing its charitable side?
The company is "under fire for contributing to obesity," according to the Wall Street Journal. "Some blame the country's soft-drink binge, and the companies that make the soda, for contributing to Mexico's high rates of obesity and diabetes."
Mexico enacted a soft-drink tax earlier this year, and the new law may inspire similar efforts across the across the border in the US.
"A groundbreaking tax on sugar-sweetened beverages recently passed in Mexico could provide the evidence needed to justify similar laws across cities in the US," stated a report by The Guardian in January.
Lawmakers wanted the tax revenue to pay for clean water in schools.
"The money to be raised - estimated at $15 billion pesos - is intended to be earmarked for drinking water in schools. In some communities there are none, while in others it is not potable and bottled soft drinks are safer," The Guardian's report said. 
 
Original Story