Wednesday, February 26, 2014

Title Insurance & Mexico Real Estate

mexicobuyersguide.com

Our research shows that Stewart Title is active in most regions of Mexico. You may wish to explore whether additional "name" title insurance companies are active in the areas where you might make a real estate purchase. The process followed by major title companies is very similar to how these companies operate in the United States.

Should you choose to have title insurance on the property you purchase in Mexico you will need to provide the deed -- called the "escritura" -- to the property along with a certificate of no liens to the title company. A full title search will be performed on the property and a title commitment issued. The title commitment will show the items that will need to be addressed in order to actually secure title insurance.

In Mexico, title insurance is issued after the closing. Specifically, the necessary documentation required to be included in the title policy does not occur until after the closing has taken place and the deed is recorded. However, coverage typically occurs at the time of payment of the premium, as long as the initial commitment letter has been issued and any outstanding issues have been resolved.

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